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The 14th floor

HOA fees, board rules, elevator queues — and equity that’s ready to move.

Slip B-12

Marina fees instead of HOA dues, a gangway instead of a lobby — and open water out the door.

Trade a condo for a boat

Urban equity converted into liveaboard freedom — the signature swap of Miami, San Diego, and Seattle.

Urban condo owners in coastal and waterfront markets are trading their units for boats — converting HOA fees and urban maintenance into marina slips and open water. These swaps are especially common in Miami, San Diego, Seattle, and other nautical cities where the two lifestyles live blocks apart.

Who trades the lobby for the dock

City condo owners in coastal markets who want to trade urban living for a nautical lifestyle

Owners tired of HOA fees, board rules, and elevator living finding freedom on the water instead

Investors restructuring portfolios by moving from urban residential to recreational marine assets

Retirees or semi-retirees converting condo equity into a liveaboard vessel for an unconventional retirement

Condos seeking boats

Units that went to sea

A Miami Beach or San Diego high-rise condo traded for a 45-foot powerboat, converting urban equity into a liveaboard lifestyle

A waterfront condo unit swapped for a sailboat plus marina slip access, giving the owner both living and travel capability

A downtown unit traded for a large powerboat and a vehicle, splitting the equity between recreation and transportation

Two checklists, one closing: estoppel, reserves, and litigation status on the condo; survey, sea trial, and title abstract on the vessel — with the boot settled in a written exchange agreement.

Related swaps

Condo-for-boat FAQ

Same skyline — from the water this time.

List your condo for free and trade the board meetings for tide tables.